Resilience Verified streamlines the verification of home hardening improvements with AI — so the process is faster, more reliable, and built into the contractor's workflow from day one.
Premiums have surged 46% since 2021. Carriers are exiting entire states. Insurers do offer premium reductions for home hardening — but the verification process to unlock those savings can be slow, manual, and costly. Certified evaluators must physically visit your property, scheduling can take weeks, and if documentation falls short, the process starts over. The improvements are the easy part. Proving them shouldn't be hard.
Increase in U.S. homeowner insurance premiums since 2021 — roughly three times the rate of inflation.
Projected average annual premium in 2026. In Colorado, premiums jumped 33% in a single year.
Return on every $1 invested in home resilience. The value is proven — but manual verification creates a bottleneck between the improvement and the discount.
States that have introduced legislation in 2026 requiring insurers to factor verified mitigation into pricing.
Colorado's HB25-1182, effective July 1, 2026, requires insurers to incorporate property-specific mitigation actions into their wildfire risk models — or provide discounts to homeowners who demonstrate completed mitigation through "a verification and certification process."
Programs like IBHS FORTIFIED and Wildfire Prepared Home already provide that process — and insurers already recognize them. But the current verification workflow depends on scheduling a certified evaluator to physically visit the property, review the work, and submit documentation to IBHS. Wait times stretch weeks, evaluator availability is limited, and if the documentation doesn't pass review, the cycle restarts.
Resilience Verified streamlines this by embedding verification into the contractor's workflow. Our app guides contractors through the documentation requirements step by step, as they do the work — capturing the right photos, at the right stage, with the right reference data. AI validates the documentation in real time, catching issues before submission rather than after. The result is faster turnaround, higher first-pass success rates, and a process that scales with the demand this legislation is creating.
Whether you're a homeowner who just got a new roof or a contractor documenting wildfire mitigation, the process is the same.
Your contractor uses our mobile app to photograph each stage of the improvement as they work — guided step by step through exactly what to capture, with the right angles, labels, and reference measurements. The app trains the contractor on FORTIFIED documentation requirements in real time, so the verification is built into the install rather than added after the fact.
Our AI verification engine analyzes the documentation against FORTIFIED and Wildfire Prepared Home standards. Computer vision confirms materials, installation quality, and product certifications.
Verified improvements are packaged into a certification report — formatted for IBHS designation submission or delivered directly to your insurer through our API. You get a downloadable certificate with a unique verification ID.
Your insurer applies a premium discount based on your verified improvements. Typical savings: 15–35% for a FORTIFIED Roof designation. Your verification fee pays for itself in the first month.
We don't invent new standards. We use AI to make existing, insurer-trusted standards verifiable at scale — faster, cheaper, and more accessible than traditional evaluations.
Complete documentation workflows for all three FORTIFIED designation levels — from sealed roof decks to continuous load paths. Every stage maps to the 2025 FORTIFIED Home Standard.
Base and Plus level verification for ember-resistant vents, Zone 0 clearance, Class A roofing, enclosed eaves, and defensible space. Designed for Colorado's HB25-1182 compliance.
Can't afford everything at once? Verify individual improvements — a new roof, ember-resistant vents, impact-rated windows — and get credit for each step. Full designation when you're ready.
Insurers query our API to confirm verified improvements for any property. Real-time data. Webhook notifications. Built for underwriting systems, not paper forms.
Resilience Verified connects the three parties who need each other — and removes the friction between them.
You invested in hardening your home. Now prove it and save money.
Your quality work becomes a documented, insurer-recognized asset.
Finally, verified mitigation data you can trust and integrate.
Whether you're a homeowner who just hardened your property, a contractor looking for a competitive edge, or an insurer preparing for resilience-based pricing — sign up for early access.
We'll notify you when the platform launches. No spam, ever.